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Paul Geddes, Chief Executive Officer

Paul Geddes joined the Board as an Executive Director in August 2009 and is Chief Executive Officer.

Paul’s experience in leading one of the UK’s largest retail banking businesses during a challenging period for the industry and improving its customer and financial performance against peers singled him out in 2009 as the Chief Executive able to lead the turnaround of Direct Line Group and its divestment from RBS Group.

He was the Chief Executive Officer of RBS Group’s mainland UK retail banking business, having joined in 2004 as Managing Director with responsibility for products and marketing. Before joining RBS Group, Paul held a number of senior roles in multi-channel retailing in the GUS and Kingfisher groups. He started his career in marketing, with UK and European roles at Procter & Gamble. Paul read Philosophy, Politics and Economics at the University of Oxford and is a Fellow of the Chartered Institute of Bankers in Scotland.

He is a deputy chairman of the Association of British Insurers Board, a non-executive director of Channel Four Television Corporation, a member of the Financial Ombudsman Service’s insurance industry steering group, and a member of the Financial Conduct Authority’s Practitioner Panel.

John Reizenstein, Chief Financial Officer

John Reizenstein joined the Board as an Executive Director in December 2010 and is Chief Financial Officer.

John is an experienced Chief Financial Officer and former banker with extensive City and financial services experience.

John was previously an Executive Director at The Co-operative Insurance Society, CIS General Insurance and The Co-operative Bank. He was Chief Financial Officer of these entities between 2003 and 2007, and subsequently Managing Director, Corporate and Markets. Prior to that, John spent more than 20 years in investment banking with UBS and Goldman Sachs. He is an Economics graduate from the University of Cambridge.

John is a Trustee and a Director of Farm Africa and is an alternate representative of the Association of British Insurers on the Panel on Takeovers and Mergers.

Mike Holliday-Williams, Managing Director Personal Lines

Mike joined the Board as an Executive Director in February 2017 and is Managing Director, Personal Lines. He joined Direct Line Group in 2014 and has over 10 years' insurance industry experience.

Mike was previously Chief Executive Officer of RSA Group’s Scandinavian businesses, Codan A/S and Trygg-Hansa, and before that UK Managing Director of Personal Lines at RSA, responsible for the MORETH>N, Partnerships and the Broker businesses. Before joining RSA, Mike had many general management, Marketing and customer growth roles across several industries including the energy, telecoms and retail sectors. He started his career at WHSmith plc, before moving to various Centrica-owned businesses, including British Gas and Onetel.

Mike is also a member of the Association of British Insurers General Insurance Council.

Steve Maddock, Chief Operating Officer

Steve Maddock joined the Group in 2010 and was previously Director of Strategic and Technical Claims at RSA, a role he assumed in 2004. He has over 20 years’ insurance industry experience, including roles as Director of Claims and Customer Service at Capita and Director of Operations at AMP. Steve holds an MBA from the University of Reading and is Chairman of the Motor Insurers’ Bureau.

Jonathan Greenwood, Managing Director Commercial

Jonathan Greenwood joined the Group in 2000 as Product and Pricing Director for UK partnerships, which included Tesco, BMW and Nationwide Building Society. Following the acquisition of Churchill, Jonathan became Commercial Director and then Managing Director of the Group’s household and life businesses. Jonathan was appointed Managing Director of Commercial in 2009.

Humphrey Tomlinson, General Counsel

Humphrey Tomlinson joined the Group in 2011 and was previously Group Legal Director at RSA. He is a solicitor with over 25 years’ experience, including advising on corporate and commercial matters, a wide range of corporate transactions in the UK and internationally, legal risk management and corporate governance issues. Prior to RSA, he worked at City law firm Ashurst Morris Crisp. He is a graduate of the University of Oxford.

Jose Vazquez, Chief Risk Officer

José Vazquez joined the Group in 2012 and was previously Global Chief Risk Officer at HSBC Insurance. Prior to joining HSBC, José held senior actuarial roles at Zurich Insurance and also worked as a consultant with KPMG in London. José is a Mathematics graduate from Brunel University and a Fellow of the Institute of Actuaries.

Simon Linares, Human Resources Director

Simon Linares joined the Group in September 2014. Simon was previously Human Resources Director of Telefonica’s digital businesses globally. Prior to that, he was Group Human Resource Director of O2’s European businesses, having had previous success in senior HR roles with Diageo.

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